Terms and Conditions 

Effective Date: January 27, 2026 

Welcome to The Gratitude Puzzle ("Website," "Company," "we," "us," or "our"). By accessing or using our Website, you agree to comply with and be bound by the following Terms and Conditions ("Terms"). 

Please review them carefully. If you do not agree to these Terms, you should not use our Website. 

1. Use of the Website 

You must be at least 18 years old to use this Website. 

You agree to use the Website for lawful purposes only and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website. 

2. Intellectual Property 

All content on this Website — including text, graphics, logos, images, audio, video, downloads, and software — is the property of The Gratitude Puzzle  or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. 

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any of the content without our express written permission. 

3. User Content 

If you submit or post any content to the Website (such as comments, testimonials, or reviews), you grant us a worldwide, royalty-free, perpetual, non-exclusive license to use, reproduce, modify, adapt, publish, and display such content for any purpose. 

You agree not to post or transmit any material that is unlawful, threatening, defamatory, obscene, or otherwise objectionable.

4. Educational and Informational Purposes Only 

All information provided through the Website, including but not limited to business coaching advice, templates, programs, and resources, is for educational and informational purposes only. Nothing on this Website constitutes professional, legal, financial, or health advice. Always seek the advice of qualified professionals. 

5. Payments and Refund Policy 

If you purchase any products, services, or subscriptions through the Website, you agree to pay the stated price and abide by our payment terms. 

Due to the digital nature of our products and services, all sales are final, and we do not offer refunds unless otherwise stated in writing. 

6. Disclaimer of Warranties 

The Website and all content are provided "as is" without warranty of any kind, either express or implied. 

We do not warrant that the Website will be available uninterrupted or error-free, nor do we make any warranty as to the results that may be obtained from using our services. 

7. Limitation of Liability 

To the fullest extent permitted by law, we disclaim any liability for any direct, indirect, incidental, consequential, or punitive damages arising from your use of (or inability to use) the Website, products, or services. 

8. Links to Third-Party Websites 

The Website may contain links to third-party websites. We have no control over the content or policies of these sites and are not responsible for them. Access third-party websites at your own risk. 

9. Changes to Terms 

We reserve the right to change or update these Terms at any time without notice. It is your responsibility to review this page periodically. Your continued use of the Website after changes are made constitutes acceptance of the new Terms. 

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Oregon, United States, without regard to its conflict of law principles. 

11. Contact Information 

If you have any questions about these Terms, please contact us at: 

Email: [email protected] 

Business Address: 7905 SW Carol Glen Pl, Beaverton, OR 97007 

Disclaimer 

Effective Date: January 27, 2026 

The Gratitude Puzzle  ("Website," "Company," "we," "us," or "our") provides educational and informational resources designed to help midlife women create purpose-driven businesses and balanced lifestyles. 

By using this Website, you agree to the terms of this Disclaimer. 

1. For Educational and Informational Purposes Only

The information provided through this Website, our programs, products, services, emails, social media, webinars, and other content is for educational and informational purposes only. It is not intended as, and shall not be understood or construed as, professional advice, financial advice, medical advice, legal advice, or any other type of advice. 

2. No Professional-Client Relationship 

Your use of this Website — including implementation of any information, advice, or recommendations — does not create a professional-client relationship between you and The Gratitude Puzzle. 

We cannot accept you as a client unless and until a clear agreement is signed between you and us that specifically states the terms of the engagement. 

3. Personal Responsibility 

You acknowledge that you are participating voluntarily in using this Website and that you are solely and personally responsible for your results. 

You accept full responsibility for your choices, actions, and results, and you agree to use your own judgment and perform due diligence before acting on any information provided by us. 

4. No Guarantees 

We strive to support and assist you in reaching your goals, but your success depends primarily on your own effort, motivation, commitment, and follow-through. 

We cannot and do not guarantee that you will attain a particular result or outcome, and you accept and understand that results differ for each individual. 

5. Earnings Disclaimer 

We make no guarantees regarding potential earnings, income, or success as a result of your use of this Website or any products or services provided. 

Any testimonials, case studies, or examples of results are not guarantees of what you can expect. They represent what is possible based on individual effort and experience. 

6. Affiliate Links 

The Website may include affiliate links, which means we may earn a commission if you purchase through those links. 

We only promote products or services we believe are valuable. However, you agree to use your own judgment to determine whether any product or service is appropriate for you.

7. Testimonials 

Any testimonials or endorsements of our products, services, or programs reflect the personal experiences of individuals. 

They are not a guarantee that you will achieve the same or similar results. 

8. Limitation of Liability 

You agree to absolve us of any liability or loss that you or any person associated with you may suffer or incur as a result of the use of the Website, programs, products, services, or information provided. 

9. Contact Us 

If you have any questions regarding this Disclaimer, please contact us at:

Email: [email protected]

Business Address: 7905 SW Carol Glen Pl, Beaverton, OR 97007